SSL certificates are not all the same. The type you use affects what is verified, what the browser shows users, and how automated your renewal process can be. Here is a clear breakdown.

The three validation levels

Domain Validation (DV)

DV certificates verify that whoever requested the certificate controls the domain. This is done via email, DNS record, or HTTP file challenge.

  • Issued in minutes
  • No business identity verification
  • Shows a padlock in the browser, no org name
  • Free via Let’s Encrypt, automatically renewed

DV is appropriate for: any WordPress site, blog, internal tool, staging environment.

Organization Validation (OV)

OV certificates verify domain control AND the legal identity of the organization (name, city, country). Certificate authorities manually review documents.

  • Issued in 1–3 business days
  • Browser shows padlock + org name in certificate details
  • Requires annual renewal with revalidation
  • Not free

OV is appropriate for: e-commerce, sites handling login credentials where users might check certificate details.

Extended Validation (EV)

EV requires the most rigorous verification: domain control, legal identity, physical existence, and phone number verification. The CA calls a listed phone number for the organization.

  • Issued in 5–10 business days
  • Used to trigger the green address bar in older browsers (now largely cosmetic — Chromium removed the green bar in 2019)
  • Expensive, requires annual revalidation

EV is appropriate for: large financial institutions, sites where the visible org name matters for trust. Most sites do not need it.

Wildcard certificates

A wildcard certificate covers one level of subdomain: *.example.com covers www.example.com, api.example.com, staging.example.com but not deep.example.com.

  • Single certificate for many subdomains
  • One renewal to manage
  • Free via Let’s Encrypt (wildcard issuance requires DNS challenge)
  • Private key is shared across all subdomains — if one is compromised, all are

Multi-domain certificates (SAN)

Subject Alternative Name (SAN) certificates cover multiple distinct domain names in one certificate: example.com, example.net, shop.example.com.

  • One certificate, multiple domains
  • Easier to manage than individual certificates per domain
  • Available as DV or OV

Let’s Encrypt: the practical default

Let’s Encrypt issues free DV certificates valid for 90 days. Most hosting providers automate the renewal process so it is invisible.

# Check certificate expiry with OpenSSL
echo | openssl s_client -servername example.com -connect example.com:443 2>/dev/null | openssl x509 -noout -dates

For most WordPress sites, a Let’s Encrypt DV certificate with auto-renewal is the correct choice. Do not pay for a basic DV certificate.

When you actually need to pay for a certificate

SituationCertificate type
WordPress site, blog, portfolioLet’s Encrypt DV (free)
Multiple domains on same certificateLet’s Encrypt multi-domain DV (free)
WooCommerce shopLet’s Encrypt DV (free)
Enterprise portal, users check cert detailsOV
Very large e-commerce with brand assurance concernEV
Many subdomains, want one renewalWildcard DV via Let’s Encrypt
EU government or regulated industryOV or EV, depending on requirements

Certificate chains and intermediates

A certificate is not just your certificate — it is a chain:

  1. Your server certificate (your domain)
  2. Intermediate certificate(s) (signed by the CA)
  3. Root certificate (stored in the browser/OS)

If the intermediate certificates are not correctly installed on your server, browsers show errors even though your certificate is valid.

Test your certificate chain:

openssl s_client -connect example.com:443 -showcerts

Or use ssllabs.com/ssltest for a full analysis.

Mixed content after switching to HTTPS

After enabling HTTPS, you may see “mixed content” warnings — some resources (images, scripts, CSS) are still loading over HTTP.

Fix with WP-CLI:

wp search-replace 'http://example.com' 'https://example.com' --precise --recurse-objects

Or use a plugin like Better Search Replace. Do this after the SSL certificate is correctly installed, not before.